ESSENTIAL REAL ESTATE INSIGHTS

How much should I budget for a down payment?
Down payment amounts vary based on loan type and personal finances. While 20% is traditional, many buyers qualify with as little as 3% down through conventional or FHA loans.
What’s the difference between pre-qualification and pre-approval?
How does my credit score impact my mortgage rate?
What are closing costs, and what should I expect?
How long does the homebuying process usually take?
Can I buy a home if I’m self-employed or have irregular income?
What’s included in my monthly mortgage payment?

What is a 2-1 buydown, and how does it work?

Who pays for the 2-1 buydown—the buyer, the seller, or the lender?

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